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Help Me With My Research Paper I forgot a couple of analysis paper an had only four days left to complete it. Without Write My Research Paper service I would have failed. However, it didn’t occur, as a result of they helped with a research paper modifying and I got accomplished paper just earlier than the ultimate deadline. Unlike working with a contract author, we provide free revisions. This outline is the core of your work, so it must be comprehensive sufficient and contain related information to sufficiently cover the subject. You’re probably thinking, ‘is this true when someone else is writing my research? It could be very on point and gets to the dust of the topic. I must say this is among the most scholarly works I even have had the pleasure to learn. The creator takes the time to check up on the topic and makes use of proper analysis paper format to construction the paper. Imagine my shock when I got a analysis paper right on time and likewise an excellent seasonal discount! I will tell about Write My Research Paper to all of my pals and hopefully you should have a lot more grateful prospects. You get well timed assistance with your paper and a strong assure of a profitable outcome. You get a safe paper writing help that no one will ever find out about. Even although you’re not planning to create the work yourself, it’s nonetheless good to select a subject yourself. That’s since you’ll likely need your trainer's approval on the subject and you need to be able to intelligently focus on the topic together with your friends. ‘But these facts don’t matter if another person is going to put in writing my research paper,’ you say? ‘Why should I care about the project if another person is going to do my analysis paper? ’ The answer is that you just still need to be engaged in some aspects of the method and you should be capable of clarify your upcoming project so that another person can write a paper on any subject for you. Without the three primary sections of an introduction, physique, and conclusion, your work is incomplete. Really concentrate on making certain that the work offers as a lot supporting info within the physique section as essential to help your thesis assertion. If you’re thinking, ‘this is especially true once I hire another person for writing my analysis project’ then you’re appropriate once more. One question we obtain typically is â€" ‘should I fear about choosing a focus if someone else is going to write my analysis paper for me? Anonymous Ordering We satisfaction ourselves on offering the safest writing assistance on the Web. You can have your paper written with out divulging your real id. Satisfaction Guaranteed or Money Back Our firm is defined not solely by the papers we create but additionally by our relationships with customers, and we want those to be good. If you are not completely enjoying your buyer experience, get your money back. We take a minimum of 3 hours to craft a paper of the affordable volume as it's obvious that writing, for example, a 13-page examine on the latest tendencies in DNA modification is hardly possible. Remember that a shorter deadline could increase the general value of your order. In case you need to get the most effective deal and buy a analysis paper for reasonable, strive ordering prematurely. I've decided to pursue the profession of a psychotherapist although I've been working as a gross sales manager for over 5 years. It is not straightforward for me to put in writing essays, so thank you on your help. I did not expect my essay to look so polished and structured. We have the bottom costs available on the market as a result of we care about our purchasers. We make sure an expert writing help is out there to all college students who need it. It provides us a assure that you will work together with execs who know your topic inside out. A specific subject appears too sophisticated and you spend too much of your time on writing. Indicate the time and the date you want to get your paper done. Thank you for actually taking the time to grasp my needs and desires of this paper. I think you did an awesome job and look ahead to working with you again in the close to future. Out of all the sites I've used up to now few years cannot examine to this one. I have never had a difficulty and always obtained the very best quality paper both a couple of days earlier than the deadline or an hour earlier than. I just wanted to say thanks for all your hard work and for making my semester workload manageable.

Essay Writers

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Can Weight Loss Save You Money - 862 Words

Can weight loss save you money? If looking better and feeling better doesn t motivate you to drop a few pounds, perhaps cold hard cash is the incentive you need to revamp your diet and hit the treadmill. But can whittling your waistline really add some heft to your wallet? Obesity is a growing epidemic and currently affects more than 72 million adults in the United States, according to the Centers for Disease Control and Prevention. Extra body weight is associated with numerous health conditions, including diabetes and heart disease. It s a proven fact that losing weight can improve your physical and emotional well-being. In the following slides, experts weigh in on whether slimming down can also bolster your bank account. Eat less, spend less? Does dropping a few pant sizes trim food costs? Quite possibly, according to Barbara O Neill, a professor and specialist in finance resource management at Rutgers University in New Brunswick, N.J., and co-author of Small Steps to Health and Wealth. When dining out, bring home half of an entree for a later meal, O Neill suggests. At home, set aside leftovers for future meals, she says. This really adds up, she says. If you split all your dinners and eat 183 total meals annually, instead of 365, assuming that the cost is $5 per meal, that s a savings of (about) $910, she says. While saving money, you can also shed pounds. If a half-portion dinner has 240 calories instead of 480, you could also lose 20 pounds inShow MoreRelatedWeight Loss And Its Myths1665 Words   |  7 PagesShelby Neislar April 11, 2015 ENGL 1023 Blomstedt Weight loss and its myths The world is filled with many things that people use to their advantage. This however is a skill that is learned over time and calls for patience to master. This skill is the use of rhetoric to someone’s advantage. From a general point of view, rhetoric involves changing perception or understanding from their original to make them form a different opinion of the same thing. It may involve adding things that attract peopleRead MoreWeight Loss Options Essay examples1726 Words   |  7 PagesWeight Loss Options Obesity is a major epidemic today in the United States. However, there are many options for one to consider when one tries to lose weight. Many who need to lose weight do not have the willpower to do it alone. This is why programs have been developed to help encourage and motivate society to eat healthier and exercise. Unfortunately, it is hard to find a weight-loss program that is not expensive or detrimental to one’s health. Some choices are: the economical diets, theRead MoreThe Importance of Drinking Water Essay1330 Words   |  6 PagesDrink Water Speech How many of you, when you go to a restaurant and the waiter/waitress asks you what you want to drink ask for water? How many you would select a glass of water out a fridge filled with soda, fruit juices, or beer? My guess is probably not very many you actually choose water over the other options. I used to be the same way. I used to never drink water, and would always choose another beverage if I had the option. However, after I began to hear about the importance of waterRead MoreEssential Weight Loss Guides On How You Lose Poundage Fast910 Words   |  4 PagesEssential Weight Loss Guides On How to Lose Poundage Fast Wanting to know how to lose weight is something that most overweight people want to accomplish, the first thing they start looking for are quick weight loss tips and guides that can do just that! Here are a number of weight loss tips on how to lose at least 8-10 pounds that can be burned off fast and the added incentives and the ability to keep it off for good. Weight Loss Guides That Literally Work For Both Men And Women! #1 - DeterminingRead MoreEffects Of Sports Essay1577 Words   |  7 Pages If you chose to play sports, is it really worth it? Playing sports, in my opinion, is worth it. A teenager plays to have fun, even try to get a scholarship to go to college for the sport they love, also playing teaches qualities you’ll need for the rest of your life, playing sports can improve your way of life by making a positive impact on your health such as weight, cardiorespiratory health, muscle and bones, and reduced risk of cancer. If you’re involved in a sport, does it have a positive orRead MoreThe Sports Supplement Industry Is Rapidly Growing And Making An Huge Profit Off Of Their Products910 Words   |  4 Pagesshare this is because you can save so much money by not buying supplements or if you do then just purchase the ones that have actual scientific proof to benefit you. I like many people have been a victim of the supplement industry. I was baited in just like everyone else with the â€Å"guaranteed lean muscle gains† or â€Å"rapid fat burnâ⠂¬ . The outrageous claims are everywhere! If you go through a muscle magazine, every page is an advertisement telling you that to get big and ripped, you must purchase this hotRead MoreObesity : Obesity And Obesity1695 Words   |  7 Pagesâ€Å"You are what you eat†, happens to be a true statement. Many people overlook the consequences of an unhealthy lifestyle. Obesity happens to be a serious issue. Overtime the level of overweight Americans has risen. Although obesity is caused by many other factors, there are many ways to prevent it. Most Americans are overweight due to the lack of exercise and poor diet(www.publichealth.org). America’s obesity percentage is constantly rising, which is quite concerning. This obesity rate must decreaseRead MoreWhat Makes A Meal Replacement Shakes?928 Words   |  4 PagesShakes - Everything You Need to Know When trying to lose weight, calories need to be cut but you still need to get the nutrition your body needs. While there is no â€Å"magic† pill to make the excess weight go away, a meal replacement shake is a good way to cut calories but still feel full and make sure your body gets the nutrients it needs. But all meal replacement shakes are not created equal. It is important to know what is in them and choose the right one for you before you even leave the storeRead MoreModerately Easy Things Youll Need Introduction You can still exercise and lose weight without700 Words   |  3 PagesIntroduction You can still exercise and lose weight without going to the gym. Sean Murphy/Digital Vision/Getty Images Losing weight at a rate of 1 to 2 pounds a week is recommended by The Centers for Disease Control and Prevention, and requires a daily deficit of 500 to 1,000 calories. (See References 1) In addition to a healthy diet, regular exercise can help you accumulate this deficit. Although an option, you dont have to go to the gym to exercise. You can save your time and money and still loseRead MoreImplementing a Healthy Life Style and Proper Eating Habits Is Critical to Obese People1399 Words   |  6 Pages Thesis Statement: Implementing a healthy life and proper eating habits style is very critical to obese people. This is because they can easily avoid the health risks associated with obesity and can be of benefit economically by saving money that is spent on unhealthy feedstuffs. The cost of undergoing weight loss surgeries is also avoided. Healthy living This condition is termed as the general condition of the physical and mental being free from injury, pain or illness. Healthy lifestyle is

Effects Of Mass Media On The Media - 781 Words

Effects of Mass Media Pauline Rewis HUM/186 October 19, 2015 Allyson Wells Effects of Mass Media In this day and age, most anyone can find out just about anything, on any subject, at any time with just a few clicks of a button. The act of gathering information used to be a much more tedious and physical endeavor. However, these days it can be done with ease thanks to the enormous developments in mass media distribution over the last century. The major mode of information distribution has went from mostly print to internet and everything in between. The amount of people reached has grown dramatically from a few hundred to millions in an instant. Major Developments Mass production was one of the first major developments that led the charge to the emergence of mass media. The ability to print thousands of copies in print made it possible to reach a higher population in a shorter amount of time. This made keeping up with current events much easier for the public. Another major development in the emergence of mass media was the invention of television. Television brought about news programs, reality programs, and product commercials along with many other types of informational programs. People did not even have to step outside their door anymore in order to find out what was going on in the world. In today’s world, the majority of homes have at least one television set. People can catch up on current events, find outShow MoreRelatedEffects of Mass Media633 Words   |  3 PagesUniversity of Phoenix Material Effects of Mass Media Worksheet Write brief 250-to 300-word answers to each of the following: |Questions |Answers | |What were the major developments in the |The major developments in the evolution of mass media during the 20th century were radio, | |evolution of mass media during the 20th |television, Internet, social media, newspaper, and cell phonesRead Morethe effect of mass media3481 Words   |  14 Pages5/27/13 The effect of media content on audiences and society | a2-level-level-revision, sociology, mass-media-0, effect-media-content-audiences-and-society | †¦ The effect of media content on audiences and society Before you can log into the site you MUST accept terms and conditions. After studying this section, you should be able to understand: Quick revise the evidence relating to the relationship between screen violence and violence in real life active audience approaches the processRead MoreThe Effects Of Mass Media On Society861 Words   |  4 Pagesinformation? Mass media, including T.V, Radio stations, newspaper has taken over the minds of people in society. According to Glen Smith and Kathleen Searles, Most assumption are being based off of what they see and hear on the television, social networks and on the radio because its mainly one side stories or one bashing of individuals. People do not take the time to go in-depth about the situation being inaccurately displayed at times. Sociologist is beginning to realize the effect of mass media has onRead MoreMass Media And Its Effects On Society1633 Words   |  7 Pagesbeen ideas and mass media in which we have access to, there is small changes in which The United States as a whole has been affected. There have been many discussions on how social media has played a part on American culture as we are becoming more reliant on computers and technology as well as we have in communicating. Social medi a and mass media has an affect modern society as technology has grown, so will its effects on people. Mass media and social media are, one social media is where anyoneRead MoreMass Media Effects on Women1721 Words   |  7 PagesBaljeet Baath Tomasz Michalak Eng- 100 28, Nov, 2012 Mass media Effects on women Advertisement put adverse impact on women’s these could be internal or external. Internally when women watch ideal or thin images of models in advertisement then they feel very unattractive compare to the models in commercials. They feel lower self-esteem and self-concept in them and it generates anxiety or depression in women. According to article† negative bodyRead MoreThe Effects Of Mass Media On The Society1145 Words   |  5 Pagesaggressive behavior, crime, and violence in the society. The potential of the mass media for social mobilization, education, and attitude change has been recognized and has been exploited in different parts of the world with varying degrees of success. But the effect that the mass media will produce at given situation still remains a subject of debate even today. Summing up what is known about the effect of the mass media, Berelson (1948:172) in Mcquail (2000:457)submitted â€Å"that some kinds of communicationRead MoreMass Media And Its Effect On Children1363 Words   |  6 PagesIn today’s society Mass Media portrays gender roles in a negative way as well as the educational systems for both males and females. Mass media is defined â€Å"as any of the means of communication such as television, newspapers that reach to large amount of people†. (Dictionary.com, 2015). Today’s educational system, mass media reaches out to large amount of people such as the students. In schools, the mass media shows more negativity to gender roles than positivity, for example males would be portrayedRead MoreEffects Of Mass Media And Gender889 Words   |  4 PagesSocialization In today’s society, we see the effects of mass media and media imaging more than we have in any era before. Whether it be the large amount of new social media apps, the access to growing technology and communication throughout the world, or simply the millions of viewers and users, social media has become one, if not the most influential source in the world. This gives mass media the power to create, destroy, and spread any image or idea having a large effect on the audience that sees it. AndRead MoreMass Media And Its Effect On Children1668 Words   |  7 Pagesadvance and increase usage of mass media. The mass media parent the children of today. Consequently, radio, video games, television, movies, videos, phones, and social networks play a significant role in their upbringing. For, they assist in influencing a child’s values, beliefs, and behaviors. Children rather unconsciously heed and imitate the images exhibited, for example, in television, they learn the appro priate way to comport and one’s countenance. Electronic mass media, in particular, contains anRead MoreMass Media And Its Effect On Society852 Words   |  4 PagesPeople are being depression and reflecting action in real life due to effective of mass media. Media has a power that can everyone has the same right and opportunity to access the information and enjoy their life. Teenagers are the most effective group of people because they can access and explode new technologies, creatives, curious, and proactive. Therefore, they are putting themselves in danger by performing challenge pictures or extreme dangerous things to be famous. People always attractive

Example Of Fyployee Fluctuation - 1051 Words

Delivering a startling news on Oct. 3, Lisa Coffman, the JPA Director of Risk Management of Keenan and Associates, presented to the Board of Trustees, an eye-opening report on Palo Verde Unified School District’s workers’ compensation fluctuation. As a member of the no member left behind program of the Riverside Schools Risk Management Authority organization, which funds the district’s insurance worker’s compensation coverage, Coffman said, PVUSD is one of 20 members who are struggling entities who have poor experience modifications and are in need of improving their losses and their poor. With the district’s rating performance based on an ex-mod formula, which calculates the rate of losses to their payroll size and compares to their†¦show more content†¦This is your bottom line. This is your budget, that $1.3 million,† she said. Giving a visual model of where the school need to spend their focus on, Coffman shared table data showed that occupations, which filed claims within the 2016-17 school year for cost of medical treatment and salary compensation of lost time, included aides having the highest number of claims within the district, with a remarkable $120,387 total. However, county-wide, teachers had the highest number of claims, equal to $2,143,263. â€Å"Claim Severity which has impacted the PVUSD widely includes the cost of the claim to be resolved including payment for medical treatment, salary compensation for time lost, permanent disability compensation and then retraining,† Coffman told the board. Other claims incurred by the PVUSD included claims of four custodians ($37,827), two clerical employees two ($3,300), administrators ($1,282), three maintenance workers ($83,226), one transportation operator ($4,451), two campus yard supervisors ($18,203), one groundskeeper ($1,489) and two computer/lab/trader ($65,218), which are also the only two reported claims in the county in this category. Nonetheless, Coffman said, â€Å"â€Å"These are [the] areas that require some attention and focus.† Within the RSRMA, Coffman visited last week’s school board meeting to help assist the district in driving down their losses and improving their overall performance, by

Chris Colfer Essay Example For Students

Chris Colfer Essay Long gone the days where seeing any gay character on television was abnormal and shocking. Today, most shows on TV have one or two characters that are gay. However, they’re just there as an excuse for diversity; only a few number of them actually explore gay relationships or give them equal screen time and emotional depth as their heterosexual counterparts (Deb, 2012). This addition of multiple different depictions of same-sex couples and gay and lesbian people by television is being widely praised by the LBGT community as it makes the idea of homosexuality more common and representative of the actual community (Purcell, 2014). We will write a custom essay on Chris Colfer specifically for you for only $16.38 $13.9/page Order now However, people who go solely off the media’s depiction of gays and lesbians could have a skewed view of what they are actually like. This could be detrimental for youth who are developing their ideas of what homosexuals are actually like as this is their only source of information on it (Purcell, 2014). Whenever a new television show comes around with a gay character, the first question people ask is â€Å"Is he/she playing a realistic depiction or is he/she just another cliche? † But it seems no matter how the character is portrayed or how the character acts, someone will still be unhappy if not angry at the depiction. You will hear and read comments like â€Å"He’s too gay! † or â€Å"They’re trying too hard to make her look lesbian† or â€Å"I’m gay and I’m nothing like them. † This essay will analyze how the television show ‘glee’ mediates queer sexuality through its male gay characters. Background Glee is an American musical comedy-drama television that started airing on the Fox network in the United States in 2009 and is still on air. It has also been on syndication on various channels worldwide and the sixth and final of the show will be airing this fall. Although it isn’t the most groundbreaking or most controversial show when it comes to depicting queer sexuality, I chose to study it as it is more relevant and popular with my generation than shows such as Ellen and Queer as Folk. It is also on network television with a large following, therefore having a broader reach and stronger influence. The show focuses on the lives of a group of friends that take part in their high school glee club, New Directions, as they try to deal with â€Å"relationships, sexuality, social issues, and learning to become an effective team† (Project Casting, 2014). When the series first aired it had only a single leading gay character, however as the show progressed several characters discovered that they also have homosexual feelings and desires; in addition new characters were introduced which were also queer. The show has broken the mold by bringing a broad range of queer characters to the television sets of American audiences, including an effeminate gay man, a jock who is gay buy ashamed, a gay man that comfortable in his sexuality, a girl coming in terms with being a lesbian, and a bisexual. One of the biggest critiques of the media’s portrayal of homosexuals and same sex couples is that they are shown as straight people would want to see them. Gay men are usually seen as overly flamboyant and feminine leading to that stereotype. And women are either seen as manly and butch, or as seen on the show The L Word as what a straight man would want to see (Purcell, 2014). So is the media’s portrayal of gays and lesbians a positive thing? On one hand it brings attention to something that was once a taboo and makes it more commonplace, but on the other it creates stereotypes that teenagers and young adults associate with queer people. Consequently, the show has been both lauded as ‘‘leading TV’s gay teen revolution’’ and criticized for its sometimes ‘‘obvious’’ and ‘‘stereotypical’’ ‘‘neat neutering’’ of gay characters (EW Staff, 2011; Smith, 2010). .u2c532ccbb7343abf216b89413651d645 , .u2c532ccbb7343abf216b89413651d645 .postImageUrl , .u2c532ccbb7343abf216b89413651d645 .centered-text-area { min-height: 80px; position: relative; } .u2c532ccbb7343abf216b89413651d645 , .u2c532ccbb7343abf216b89413651d645:hover , .u2c532ccbb7343abf216b89413651d645:visited , .u2c532ccbb7343abf216b89413651d645:active { border:0!important; } .u2c532ccbb7343abf216b89413651d645 .clearfix:after { content: ""; display: table; clear: both; } .u2c532ccbb7343abf216b89413651d645 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u2c532ccbb7343abf216b89413651d645:active , .u2c532ccbb7343abf216b89413651d645:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u2c532ccbb7343abf216b89413651d645 .centered-text-area { width: 100%; position: relative ; } .u2c532ccbb7343abf216b89413651d645 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u2c532ccbb7343abf216b89413651d645 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u2c532ccbb7343abf216b89413651d645 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u2c532ccbb7343abf216b89413651d645:hover .ctaButton { background-color: #34495E!important; } .u2c532ccbb7343abf216b89413651d645 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u2c532ccbb7343abf216b89413651d645 .u2c532ccbb7343abf216b89413651d645-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u2c532ccbb7343abf216b89413651d645:after { content: ""; display: block; clear: both; } READ: The City Of Today EssayEither way, with an abundance of queer sexualities represented, the show deviates from traditional teen television narratives where queer identity is not often considered one of the ‘‘facts of life’’ (Kielwasser and Wolf, 1992). KURT HUMMEL: What got people talking about the show in the first place, other than the music, is the storyline surrounding the openly gay character, Kurt Hummel. Some find his story to be the heart of the show, and in part responsible for the shows great success (O’Callaghan, 2011). The character is played by openly gay actor Chris Colfer, who has won several accolades for this role. A lot of the story lines he has been in come from experiences that happened to him in high school. The actor has stated that he didn’t want Kurt to be â€Å"overly flamboyant because it’s so overdone,† but instead, wanted to portray the character as â€Å"more internal and superior† with a â€Å" ‘I’m better than you’ persona† while â€Å"underneath it all he’s the same anxious and scared teen everyone is/was at some point† in their lives (Fernandez, 2009). However that is not what the audiences saw. Even though he only reveals his sexual identity to his best friend in the third episode, you could already tell that he is ‘queer’ from his first scene in the pilot episode (Pilot (Glee), 2009). You have probably come across characters with similar if not exact characteristic as Kurt, in movies, television shows, and even books. In his first scene, he is wearing visible make up with several layers of branded clothing, which in no way are school attire. What is even more peculiar is that he is able to afford all this clothing, even though he comes from a low-income family. When he speaks he makes references to fashion brands and Broadway shows, which the other characters are not even aware of. He also has a feminine walk and flips his hair every few minutes. In that same episode, Kurt performs the entire â€Å"Mr. Cellophane† number in a high falsetto. His choice of song suggests that he is not seen for who he really is, and his choice to sing in a female range blurs the lines between his gender and sexuality. Even though it’s a cliche, its not an ‘inaccurate portrayal. ’ The show isn’t a documentary, so some characteristics are unrealistic and it does deal with the honest perceptions people have about gay people.

A man of Armageddon Review Essay Example

A man of Armageddon Review Paper Essay on A man of Armageddon Man of Armageddon is a collection of short stories and novels. And here included three unpublished story Kir Bulychev, written in 2002 and found recently in the archives, which were to start the cycle of Russian Miss Marple (major purchase incentive) So, the stories:. 1) theoretician Lyudmila Makarova about careless pursuit of the best from the good, but all of us will save the nano-turbo spermodvizhitel Krantz 2) crocodile Funeral and Legs Ed Limonov Alexander Zorich -. ductile . -filosofskie, not fantastic, most psevdozhiteyskie We will write a custom essay sample on A man of Armageddon Review specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on A man of Armageddon Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on A man of Armageddon Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer 3) Do not wait for an answer, Vasily Golovachev love line on overpopulation background galaxy nucleus. Serednyachkovaya combat nf 4) Test of meanness Yevgeny Malinin -. Test psychosomatic matrix at the site in the test for altruism. Very atmospheric work 5) Theft Svyatoslav Loginov -. Prostrannstvenno-time collisions on copyright. . Feeble for the master, boring and predictable 6) Off-line, Adagio Alexander Trofimov Surrey love in real life and online. Sweet, with a hint of cyberpunk 7) New Town Alexei Korepanova -. Hopelessness revelations of St. John the Divine. Surezno question raised author 8) Man of Armageddon Alexei Molokini sacrificed weapons priest, experts, journalists and secret sovershennno Hermit. I do not understand why this story had the honor to give the name of the collection 9) Lead Ark George Lockhart -. Ill future ill and in relation to the earthlings and aliens and mutants . 10) Black box Vladimir Mikhailov a casket is not easy, is able to speak the warning the Tales of only three: 1) General Winter Alexander Tyurin widespread use of nano- and kibertehnologii, thoughtless environmental changes will bring no good to the more Earth poploheet if affect 1/6 of the land interesting lternativnaya story with elements of cyberpunk, military fiction and something else 🙂 The plus active action, good fantasy author and the presence of the author of humor and patriotism. By the way, this story complements the cycle consisting of two more works of The Patriotic War of 2012 and Man tehnozoyskoy era » 2) Discovery of America ​​by Vladimir Malov -. Repeatedly invention of a time machine and Control Commission. .. Transparent and boring 3) Laser whirlwind Alexei Talana very slobbery nf of viral infections and the vast power of love And for dessert three stories McGee: 1) Rooster screams late the case of the theft and the substitution Gromoboya cock. Naivety and simplicity of rural life, coupled with the arguments that can be safely pulling quotes 2) The death of the poet. matter of the sale and theft of family album and exposing scribbler. Detective story in the entourage of the quiet town with cultural traditions 3) Shot Cupid -. Deal to renew family ties. Perhaps the last story I liked the other two psychology, intrigue In general, the collection made a relatively good impression, most of the work, of course, very average, but the Test of meanness and General Winter as well as stories Bulycheva compensate serednyachkovost general. PS After reading everything, I did not understand where are the woman developed shoulders, holding a child by the hand

compare mercantilism with an embedded institution essays

compare mercantilism with an embedded institution essays In this essay I will try to answer the proposed essay question: Compare and contrast ancient/medieval and mercantilist economic ideas on the market as an embedded institution. I will begin by discussing ancient/medieval economic ideas and talk a little bit about Thomas Aquinas. The entire premise begins where there is a large piece of land and the owner of the land, lord of the manor (landlord) who is usually a military person, has peasants working on his land to cultivate it in return for their labour they remain on his land. The manor takes a portion of whatever is produced on his land. In this situation people will travel to towns to exchange their goods for goods that they need. This constitutes an exchange which satisfies peoples wants and not for making money. The next progression in the ancient medieval society is the guild (which are similar to unions) they produce one product and they have a monopoly with respect to that product. In order to manufacture the product you have to be a member of that particular guild which in turn wipes out all competition. Therefore this is not a market economy due to the fact that they have zero competition and there is a set price and buyer. We begin to see a change when the merchants are introduced into th e equation. Merchants specialize in making money. They buy from a landlord at a set price and then sell it to a consumer for a higher price. Aquinas tends to favour the peasant - manor relationship, he feels that it is a more stable society and he feels that merchants should not take a profit when reselling to the consumer. Though he will justify a profit if it is for a reasonable purpose, i.e.: transportation costs or for charity. Aquinas wrote on the idea of a just price. I found this article and thought it was a few of the points the writer makes are interesting: "The just price of things is not fixed with mathematical precision," writes Aquinas in the su...

Returning to college Essay Example | Topics and Well Written Essays - 500 words

Returning to college - Essay Example It is not going to be easy for me to prepare myself for the transition from a family person to a student. Though once I was a student, at that time, I never had any constraints for my studies. Well, I did not grow up with good study habits, I used to spend most of my free time playing video games, watching movies and listening to music and hardly doing my homework when I was a student. Since I got married now and have an infant daughter, my burdens have increased a lot. So the problem is how to prepare myself mentally for the transition from a house wife to a student without sacrificing the needs of my infant and husband. The very first step I am taking is to make sure that, my home is a good place to study. For any positive results to be attained in studying at home, the home environment should be made conducive for thinking. In order to make my home suitable for studies, I have to manage my daughter and husband judiciously. It is clear to me that, I can only concentrate on one thing at a time and for that purpose the home environment should be free from noise and distraction. The time management of my daughter is going to be a big issue in my pursuit of completing a college degree. She is in her early pre-teen period and hence it is compulsory for me to take care of her because of the presence of mother is essential for the child development at infancy period. So apart from my studies, I have to spend as much as time with her in order to satisfy her needs. It is difficult for me to convince her regarding the importance of my studies because of her small age. It is better for me to utilize more time for my studies while my daughter is sleeping. I can also ask my husband to take her to some parks or to entertain her in some ways when I am studying. The second challenge of course may arise from my husband. Like all other husbands, he also requires my company in order to maintain the

Business Risk - Edsel Essay Example | Topics and Well Written Essays - 750 words

Business Risk - Edsel - Essay Example Although the manufacturing and launching of the Ford Edsel were done by excessive market research and lots of suspense but it could not live up to the expectations of the managers. They created the car as a medium priced automobile with unique features but customers didn’t like it at all. Apart from this, the freezing up of the push button and oil leaking leads it to maximum level of disappointment. Thus the statement states that though the managers created a car for niche market but it could not get succeeded. The car had some unique features to prove itself different from its competitors. It should have a grand success in the competition. I agree with the statement because the company had really spent long time to plan for the unique design to make a change in the market. But situation did not support it as there was a recession in USA that reduces the disposable income of general people. The situation of recession was like a catalyst in the downturn of the sales. Apart from this, some of its features were not liked by the customers and they took it as an old model that they used to get from Chrysler and GM. Along with it the timing of launching was not good as the car was not ready and the period of early fall was considered to sell off the previous models by the dealers. Thus Ford had to compete with the old models of 1957 which were given at a lower price by the dealers to clear the stock.

Millennial Financial Confidence and Social Media

Millennial Financial Confidence and Social Media The Millennial Generation and Social Media: How online relationships affect Millennials’ financial esteem Abstract One of the largest generations in history is moving into its prime spending years. The Millennial generation, as a technologically savvy culture, is looking to reshape the economy, taking their unique financial experiences into the way they look to spend their money. Having lived through the 2008 Great Recession, however, Millennials are haunted by the unexpected obstacles an inconsistent economy poses. They exhibit immense distrust with financial institutions due to struggles during their financial upbringing, and are the first generation to have accumulated excessive amounts of student loan debt. Therefore, the Millennial generation takes pride in practicing frugal spending habits, making sure to put money into their savings account each month. However, Millennials are also heavily influenced by their relationship with their peers via social media platforms. The self-presentation theory can be used to explain why social media influences millennials, as the desire to receive social acceptance drives millennial behaviors. As statistical evidence has proven, Millennials feel a heightened sense of social acceptance when physical symbols of social adequacy are shown through â€Å"like,† â€Å"favorites,† â€Å"retweets,† or â€Å"share.† Millennials also place an emphasis on experiencing live events rather than material items, explaining that these events are more enjoyable when shared through social media. Studies have also shown that the positive reinforcement Millennials receive from â€Å"likes,† â€Å"favorites,† or â€Å"retweets,† weighs heavily into their monetary decision making. Therefore, the argument can be made that the relationships Millennials pursue through social media negatively influences millennial spending as photos and posts on their newsfeed encourage reckless spending, relying heavily on funds received only through their increased debt accumulation. Introduction Millennials represent the largest living generation and more than a quarter of the population at 83.1 million, surpassing Baby Boomers at 75.4 million (Cutler, 2015). Because of the Millennial generation’s massive size, understanding and adapting to their spending tendencies is imperative to a company’s growth financially as the generation currently commands an estimated $1.3 trillion in annual consumer spending (Eventbrite, 2013) Many studies have been conducted between the Millennial generation and financial institutions, identifying their experiences and attitudes which in turn help to shape how they interact with one another. Millennials, having lived through both the 2008 Great Recession and the digital revolution, are making constant decisions involving their money allocation. However, they are experiencing greater financial struggles. Millennials are the first generation in the modern age to experience high levels of poverty and unemployment, causing many to lose faith in financial institutions, and experience high levels of stress when allocating money from small, seemingly insignificant paychecks (Cutler, 2015). Due to these struggles, the Millennial generation takes pride in their financial planning, prioritizing conscious spending in order to avoid financial problems in the future, and feeling confident in their education to land them a successful career. However, the emphasis Millennials place on maintaining a social media deemed acceptable by peers is translating into harmful financial behaviors. In 2015, almost 50 percent of Millennial purchases were influenced by social media (Pagliara, 2017). Therefore, the understanding of the necessity to spend consciously is distanced by social media’s created desire to spend recklessly due to the emphasis Millennial’s place on media â€Å"likes† as a visual representation of social acceptance. Through a brief overview of the general Millennials’ financial outlook com pared to generations prior, combined with both an analysis of how Millennials interact with social media and how social media influences their spending habits, an argument can be made and then supported that the relationship between social media and the Millennial generation negatively affects their financial stature. Literature Review The Millennial Generation’s Overall Financial Outlook To better understand the fundamental attitudes and beliefs Millennials hold regarding financial institutions, it is important to first compare the monetary characteristics of the Millennial generation to both itself as well as previous generations including Baby Boomers and Generation Xers. After comparing Millennials’ early-life economic experiences to those of Generation Xers and Baby Boomers, The Pew Research Center found that, while Millennials are the most educated generation in American history, they also serve as the first generation to have higher student loan debt, poverty, and unemployment combined with lower levels of wealth and personal income (Cutler, 2015). With the high cost of education, the Pew Research Center added that, as of 2015, two-thirds of recent bachelor degree recipients have outstanding student loans averaging near $27,000 compared to graduates two decades ago with student loans averaging only $15,000. A 2014 Wells Fargo Millennial Study conducted b y Harris Poll found 42% of Millennials describe debt as an â€Å"overwhelming financial concern† as compared to only 23% of Baby Boomers. Furthermore, the study concluded that Millennials list student loan debt as their top concern while Baby Boomers focus on saving for retirement. Due to the burden of piling debt combined with difficulties landing successful jobs right out of college, Millennials immediately perceive a disconnect between the money spent on education and future earnings, developing a deflated, negative financial self-image early in their careers. A 2014 survey conducted by Pew found that a mere 42% of Millennials identify as middle class, a significant fall from the same survey conducted in 2008 where 53% of Millennials claimed themselves as middle class. Most significantly, however, the same survey also concluded that, in 2015, 46% of Millennials identified as low-middle to lower class, a notable rise from 25% in 2008. Contradictory to this statistic, howeve r, the Pew Research Center found that 85% of Millennials are optimistic when asked about their future financially, saying they have enough to live comfortably now and plan to save enough to create a lifestyle they want in the future (Cutler, 2015). This statistic gives an insight to how Millennials view their future wealth, offering valuable information regarding their thoughts on how to spend their money today. While financial optimism is necessary for confident future spending, Millennials currently experience poor financial self-image, affecting their spending habits today as they are forced to make hasty decisions that will hopefully increase their savings so they will have enough financial support to spend generously in the future. These statistics can be better explained through an in-depth analysis of the basic attitudes of the Millennial generation, identifying why Millennials perceive low financial self-image. Another study conducted by the Pew Research Center suggested Millennials experience greater institutional distrust than generations prior. When asked about the level of trust Millennials have in authority figures, government and financial institutions, and the general public combined, only 19%, or one in five, felt as if they can be trusted, a statistic much lower than 40% of Baby Boomers who responded to the same question (Cutler, 2015). This institutional distrust Millennials experience may be due to both current and previous economic experiences that have frightened them into becoming an innate generation of thrifty savers, while simultaneously being impulse spenders, a topic which will be discussed in the following analysis. The Great Recession in 2008 influenced the Millennial generation’s perception of economic institutions as many either struggled through the recession themselves, or observed the financial turmoil their parents experienced. Many Millennials describe the Great Recession as a warning to save now in an effort to survive unforeseen economic problems in the future. The recession also caused many Millennials to graduate into an environment burdened by high unemployment rates and undesirable salaries as jobs gained during the economic recovery paid on average 23% less than jobs before the recession (Boberiene & McLeigh, 2014). Emily Pachuta, head of investor insights at UBA, explained that due to the recession, â€Å"[Millennials] have a Depression-era mindset largely because they experienced market volatility and job security issues very early in their careers.† (Boberiene & McLeigh, 2014). Millennials are also skeptical when discussing government funding, especially when planning for retirement. A Harvard poll found that 51% of Millennials believe there will not be any funding available in the Social Security System by the time they retire. Additionally, a Wells Fargo Millennial Study found that over 50% of Millennials have already started allocating anywhere between 1% to 10% of their paycheck to retirement funding. Another Harvard poll noted that young people feel a disassociation between their priorities and the priorities of elected officials as they view effective results from political involvement as few and far between (Rampell, 2014). A 2014 article from the Grand Rapids Business Journal argues the 2008 Great Recession made Millennials timid about investing in financial markets, creating this desire for transparency and authenticity when dealing with companies and organizations (Marsh Private Client Services, 2015). Adding to their fear of financial crisis in the future, Millennials also struggle with the pressure of debt. As previously mentioned, recent graduates have significantly more student loan debt than graduates two decades prior. Among all Millennials, Wells Fargo found 47% of working Millennials are allotting 50% or more of their paycheck to certain categories of debt including credit card debt (16%), mortgage debt (15%), student loan debt (12%), auto debt (9%), and medical debt (5%). Because Millennials are allocating a large sum of their paycheck to paying off their accumulated debt, many are living paycheck to paycheck, leaving little to no cash left to spend elsewhere. After reviewing the statistical analysis of the Millennial generation’s experiences, thoughts and feelings regarding financial institutions and their own personal finances, exploring generic personality traits may find a direct correlation to between millennials’ innate behavior and their desire to maintain a positive image on social media adding which, therefore, progresses their poor financial experiences. As mentioned previously, Millennials are money-conscious due to the economic hardships they’ve endured. However, Millennials are also heavily influenced by social media, and the pressure to maintain a noteworthy lifestyle sometimes overrides their instinct to save. Social Media has affected Millennials in such a way that theorist have discussed they have become sub-clinical narcissists. Clinicians do not see sub-clinical narcissists as pathological, however there are traits of self-centeredness and self-love through the eyes of a personality psychologist. The perception of Millennials are self-loving, ambitious, technology savvy, and family oriented. Vaidhyanatha Balaji (2015) oversaw a study of a group of Millennials through a survey about subclinical narcissists habits. The survey revealed that they did not show a developing problem of narcissism even though Millennial scores were just above global average of subclinical narcissism (Balaji, 2015). Balaji summed up Millennials as â€Å"complex individuals who are part self-centered, part-social human beings.† Millennials are greatly influenced by positive reassurance, their need for constant attention and feedback. They are concluded to be very independent and self reliable while being conservatively confident. The combination of both slightly narcissistic characteristics and ambitious characteristics argues that the Millennial generation has altered the definition of a career. Millennials are less committed to following the traditional corporate ladder, and more likely to seek business opportunities that accommodate their own personal values, including flexible hours, autonomy, and control, while simultaneously proving they have the maturity to support themselves independently (Boberiene & McLeigh, 2014). On the other hand, a study conducted by the Family Office Exchange (2015) indicated that Millennials working for corporations feel they must be able to relate to their advisors on a personal level before they trust them in a business setting. The 2015 study also indicated that Millennials are less likely to listen to supervisors who speak in a demeaning or condescending tone. Instead, Millennials respond to supervisors who focus on establishing a relationship by asking personal questions about their interests, goals, and opinions and then sharing personal stories of their own (Marsh Private Client Services, 2015). Because Millennials emphasize engagement, the study argues that Millennials are driven by personal relationships, with a desire to showcase independence on the surface, however, wanting collaborative attention in the form of both positive, constructive advice and feedback (Marsh Private Client Services, 2015). Theoretical Framework Researchers have warned Millennials regarding their reliance upon social networking sites to reinforce personal self-esteem through boosted â€Å"likes† or positive comments from close friends as this behavior can result in the reduction of self-control both on and offline. Researchers at the University of Pittsburgh and Columbia Business School found that users who are focused on close friends tend to experience an increase in self-esteem while browsing their social network (Stephen & Wilcox, 2013). Afterwards, however, these users display less-self control which is evidently correlated to these individuals having higher body-mass indexes and higher levels of credit-card debt (Stephen & Wilcox, 2013). A study conducted regarding the use of Facebook and its effects in its users self-esteem found that Facebook only increased participants’ self-esteem when they were focused on the information they were presenting to others (Stephen & Wilcox, 2013). Keith Wilcox, assistant professor of marketing at Columbia Business School and coauthor of this Facebook research experiment, explained that, â€Å"We find that people experience greater self-esteem when they focus on the image they are presenting to strong ties in their social networks. This suggests that even though people are sharing the same positive information with string ties and weak ties on social networks, they feel better about themselves when the information is received by strong ties than be weak ties.† Keeping this information in mind, the study continued with its investigation on the relationship between online social network use and offline behaviors associated with poor self-control (Stephen & Wilcox, 2013). The results suggested that greater social network use is associated with a higher body-mass index, increased binge eating, a lower credit score, and higher levels of credit-card debt for individuals with strong ties to their social network (Stephen & Wilcox, 2013). Therefore, this study can make the implication that self-control is an important mechanism for maintaining social order and well-being, however, the desire for positive reinforcement on social media outweighs rational, controlled decision making. To better understand the loss of control experienced through social networking site interactions, the self-presentation theory can be used to explain how influential social media has become during the management of an individual’s private and public self. Self-presentation is the process by which individuals represent themselves to the social world, occurring at both the conscious and the unconscious levels of cognition (International Encyclopedia of the Social Sciences, 2008). Self-presentation can be used as a means to manage the impressions others form of oneself, extending into strategic or tactical self-presentation, otherwise known as impression management, which occurs when an individual seeks to create a desired image of invoke a desired response from others (International Encyclopedia of the Social Sciences, 2008). Largely a prosocial event, self-presentation forces an individual to negotiate through social interactions in order to fulfill the psychological needs for social approval. Self-presentation is complex as it involves both the individual’s interpersonal cues such as the perceived responses of others, and the function of social situations in response to cues from the social environment (International Encyclopedia of the Social Sciences, 2008). Therefore, self-presentation is both an individual experience and a social phenomenon, highlighting the tensions between human interactions (International Encyclopedia of the Social Sciences, 2008). Much of the content produced on social media is photographs, links and information posts used to present one’s online self. Self-presentation theory, as discussed previously, is considered to be motivated by the desire to make a favorable impression on others, or an impression that corresponds to ones’ ideals, which an extend to the projection of an online identity (Herring & Kapidzic, 2015). Social media provides a platform for Millennials to explore the effects of their self-presented image on their peers. Generally, photo posts, as well as text posts occasionally, generate positive feedback and, thus, have a positive impact on self-esteem. Visual content is a central resource for creating an appropriate online impression, and an attribute many Millennials focus on when seeking social approval. Therefore, the self-presentation theory helps to support the hypothesis that Millennials participate in reckless spending in order to create an adequate online image when viewed by others. Methodology To determine the extent to which social media influences the Millennial generation’s financial stature, research will be focused on an analysis of statistical evidence regarding first, Millennials’ emphasis on the need to experience social acceptance on various social media platforms, then, on how social media influences the spending tendencies of Millennials’ frugal minds. The background information presented during the literature review was necessary to understanding how previous financial struggles have controlled the spending habits of the Millennial generation, training them to recognize the necessity to conscious spend in an effort to maximize a financial future. The statistical evidence will then support the argument that social media creates a divide between the understanding for frugal spending and Millennial actions as they are coerced into spending recklessly in order to achieve social approval from their peers via social media recognition. Findings Social Media and its Relationship to the Millennial Generation’s Social Acceptance After reviewing background information on Millennials’ financial experiences, it is evident that Millennials have established an inherent necessity to save due to their poor financial self-esteem created by an immense amount of debt accumulation and financial distrust. However, I make the argument that Millennials are distanced from their understanding of the necessity to save due to their overwhelming desire to portray an over-exaggerated, lavish lifestyle on their social media sites. As subclinical narcissists who showcase self-sufficiency on the surface while subconsciously craving positive reinforcement from their peers through social media acceptance, Millennials have prorized their online relationships, placing an emphasis on depicting a life of interest within the social realm, and, ultimately, altering how they think about real world friendships and relationships. To better understand the impact social media has had on Millennial relationships, a brief background on ho w online interactions has influenced the dynamics of young people’s social lives is explored in the following analysis. A 2016 study conducted by the Nielsen Norman group found that premature exposure to social media has influenced Millennials’ approach to friendships, relationships and self-image as their subtle online interactions have become explicit and visible, causing social contexts to become merged and entangled. In 2006, the Pew Research Center found that 55 percent of teenagers reported having at least one social media account. However in 2010, just four years later, 73 percent of younger Millennials, around the age of middle to high school adolescents, and 78 percent of older Millennials, college-aged young adults, reported having a social media presence (Meyer, 2016). Today, approximately 90 percent of Millennials, both teens and young adults alike, have at least one social media account, many of them updating an average of four or more accounts at a time (Meyer, 2016). With the attention Millennials place on creating and maintaining positive online interactions, social media has al so become a means of expressing the extent of personal relationships. For example in 2004, the social media site MySpace added a â€Å"Top 8† feature, which allowed for teens to manually choose their top 8 friends. They were soon after forced to remove the display feature because it became an anxiety-inducing decision for many young Millennials (Meyer, 2016). Other popular social media terms such as, â€Å"friending,† â€Å"Facebook official,† â€Å"likes,† or â€Å"favorites† are visible, quantitative expressions of the positive reinforcement Millennials feel toward a person, event, or opinion. A study conducted by researchers at UCLA explored the effects of social media â€Å"likes† on the Millennial brain. A â€Å"like† is a click made by a social media user that symbolizes an instant, outward expression of approval. The study found that, regardless of the basic qualities of the photo or post, Millennials revealed more excitement i n the reward center of their brains when they viewed a photo or post with many â€Å"likes† (Meyer, 2016). Therefore, â€Å"likes† symbolize augmented social proof and acceptance, representing the peer pressure Millennials feel to remain socially intriguing. One of the most widespread instances of social proof gained from social media is the number of â€Å"retweets,† â€Å"favorites,† â€Å"likes,† or â€Å"shares† received on a photo or post (Tate, 2018). Social proof can be used to explain why Millennials worry about straying too far from the pack, or looking inadequate to comparison to their peers. As mentioned previously, Millennials crave group acceptance more than they desire individuality. Therefore, social media serves as a resemblance of what the group is doing, allowing for Millennials to learn what is deemed socially acceptable, and then find comfort in the recognition that their actions are â€Å"normal† (Tate, 2018). Adriana Manago, an assistant professor of psychology at UC Santa Cruz who studies the social media tendencies of adolescents and young adults, explains that Millennials are using social media to establish their own agency and manage their relationships with their peers (Witte, 2017). Manago theorizes that Millennials use technology as a tool used to navigate their way into adulthood, explaining that young adults turn to social media to explore their place in the world around them (Witte, 2017). Therefore, social media helps Millennials feel more connected within the offline world as it provides a space for identity exploration, bridging the gap between the offline and online worlds. The online realm provides Millennials a platform to manage social contexts by practicing and participating in specific social behaviors without the pressure of visibly or physically backing their actions or remarks. When Millennials participate in social media activities, they are experiencing a context collapse, or the requirement to accurately perform varying social behaviors in order to appropriately manage different social media contexts (Boyd, 2014). For example, a Facebook post and an Instagram post may be the same message, however differ in the delivery depending on the platform’s audience or following. In other words, each distinct audience requires a different social behavior in order to interpret the post appropriately. Context collapse, as determined through various studies, is more complex for adolescent Millennials as they navigate an intense period of self-definition (Boyd, 2014). Millennials, therefore, have invented strategies to help them manage the merging of various social contexts, relying heavily on the approval of specific audience members on each social media platform they maintain. Boyd (2014) in her book, Its Complicated: The Social Lives of Networked Teens, found that Facebook is considered to be the most diverse in connections with audience members ranging from online seniors (65 or older) regularly operating their Facebook page to employers actively searching profiles for potential employees. Twitter was found to represent connections with special interests such as news, celebrities, musicians, or companies, and less with friends and family members (Boyd, 2014). Instagram was reported to be the most entertainment-oriented platform, primarily used for sharing photos of experiences or interests with friends and followers (Boyd, 2014). Therefore, Millennials’ decision on where to share photos or posts depends on the interests of the audience members following each platform, as well as the visibility of the post in order to render the most social interaction possible. When asked where to post a photo, one Millennial responded, â€Å"It depends on the quality of the picture, and who would see it. On Facebook it’d be primarily family, because those are the people who pay attention to my page. On Twitter, depending on the time of day, it might not be seen at all.† (Boyd, 2014). Therefore, the stress of managing multiple audiences across several social contexts puts pressure on Millennials to constantly maintain an acceptable social media presence. Social Media and its Relationship to the Millennial Generation’s Finances As discussed previously, the money habits of Millennials allude to the potential for a better financial position than previous generations, as Millennials instinctively understand the necessity to save. Millennials continue to take strides toward a strong, self-sufficient financial future, with 58 percent prioritizing saving for retirement as an essential necessity (Riley, 2018). Another 71 percent of Millennials reported using tricks encouraged by financial advisors to set aside money in an effort to achieve specific monetary goals, while an additional 41 percent said they always allocated money into their savings accounts each month (Riley, 2018). The â€Å"Generations Ahead† study conducted by the Allianz Life Insurance Company (2018) found that 77 percent of Millennials feel financially confident due to their ability to consciously save, a drastic difference compared to only 64 percent of Generation X respondents when asked the same question. Similar to the Allianz Life Insurance study, â€Å"Generations Ahead,† the Wells Fargo Millennial Study also found that seven in ten Millennials, or 69 percent, feel more financially stable than others in their own generation, and 68 percent see themselves with a better standard of living before retirement than previous generations. Therefore, it can be concluded that Millennials reflect a higher financial self-image when comparing themselves to their own generations rather than to generations prior. This indicates that Millennials may be more inclined to spend recklessly in an effort to showcase falsified high financial stature, even if it is financed primarily through debt accumulation. Additionally, the Wells Fargo study concluded that 84 percent of Millennials feel they have the skills to be successful in their chosen careers, and another 78 percent confidently believe if they were to lose their job, they could find a comparable career with ease. Therefore, as Millennials feel more successful with their financial planning through innovative ways to build financial strength, they are becoming more confident in their abilities to spend wisely. However, Paul Kelash, vice president of communication and consumer insights for Allianz Life, explains, â€Å"The most significant finding was the dichotomy between Millennials’ ability to be successful in financial planning yet so vulnerable to social media and spending beyond their means.† Therefore, the pressure social media places on Millennials to maintain an appropriate presence contradicts Millennials’ appreciation for frugal spending, thus proving the power social media maintains over the actions and decisions of the Millennial generation.   According to statistics and conclusions explained previously, an argument can be made that social media is influencing Millennial financial growth by indirectly encouraging them to spend recklessly. Contradicting prior statistical conclusions that the Millennial generation takes the financial planning lead when compared to other prior generations, the Allianz Life Insurance Company reports that 63 percent of Millennials consider themselves spenders, while 51 percent of Generation Xers and only 36 percent of Baby Boomers would consider themselves spenders (Riley, 2018). The following statistics help support the argument that Millennial financial growth is stunted by their exposure to social media. According to the Allianz Life Insurance Company’s â€Å"Generations Ahead† study, 88 percent of respondents believe social media creates more of a tendency to compare their lifestyles and wealth to others. An additional 57 percent said they spend money they had not yet budgeted for due to the influences from what they viewed on social media (Riley, 2018). Kelash explains that, â€Å"Millennials are more immersed in social media than past generations. Therefore, they could be swayed more than other cohorts by social media and the temptation to spend beyond their means. That could hurt them over the long term if they aren’t careful.† According to a 2013 survey conducted by Eventbrite, when it comes to money, Millennials value experiences over material items. Eventbrite’s study found that the Millennial generation not only values experiences, but is increasingly spending time and money on events in an effort to live a meaningful, happy life. Through statistical evidence, it can be concluded that happiness for the Millennial generation cannot be gained through a lifetime of accumulated material possessions. Rather, a happy life is determined by the ability to create, capture and share memories in an effort to gain the recognition of social peers. Approximately 78 percent of Millennials choose to spend money on desirable experiences or events, with 55 percent of Millennials saying they are spending more on events and live experiences than ever before (Eventbrite, 2013). Therefore, Millennials crave more experiences, increasing the demand for real-life interactions. With the emphasis placed on gathering experiences rather than material goods, Millennial spending is significantly different when compared to the spending habits of generations prior. More than 8 in 10 Millennial respondents, approximately 82 percent, said they attended or participated in a variety of live experiences over the past year, including parties, concerts, festivals, or themed sporting events (Eventbrite, 2013). Further, 72 percent of these respondents even said they would like to increase their spending on experiences rather than material items over the next year, alluding to the idea that materialism will be replaced by the demand for real-life experiences (Eventbrite, 2013). Millennials also explained that these real-life experiences help shape their identity, holding more social currency than physical items as these events create everlasting memories. Almost 8 in 10, or 77 percent, of Millennials say their best memories are from an event or live experience they attended or participated in (Eventbrite, 2013). Interestingly enough, however, Millennials also explain that capturing these events on photo sharing apps like Instagram and Snapchat actually makes the experience more enjoyable. 60 percent of Millennials explain that experiences are better shared through social media platforms (Eventbrite, 2013). 69 percent of respondents also explained that attending these live experiences makes them feel more connected to other people, the community and the world (Eventbrite, 2013). Therefore, just attending the live event does not constitute the entire experience for Millennials. Millennials, instead, finalize their overall opinion of an event based on their ability to share and gain the approval of others via various social media platforms as research has proven that Millennials tweet, share and post more about the events they attend than any other generation. One explanation for this necessity to spend money on life experiences comes from Millennials’ constant feeling of FOMO. Millennials are often critiqued for reckless spending and impulsive purchases due to what they describe as FOMO, or the â€Å"Fear Of Missing Out† on a situation (PR Newswire, 2016). Generated by the Millennial generation’s creative social media vocabulary, FOMO is a state of social anxiety an individual feels when peers or friends are enjoying activities without them, and is often triggered by social media postings (Meyer, 2016). The Allianz Life survey found that 55 percent of Millennials reported experiencing FOMO, while another 61 percent felt inadequate about their own lives and what they have due to the attention other users receive on social media recognized through â€Å"likes† or â€Å"favorites† (Riley, 2018). As previous statistics have proven, portraying a successful adult life on social media heavily influences Millennials’ decisions to spend recklessly. Millennials have been criticized for diving headfirst into financial situations, assuming responsibilities without proper financial support. Shannon Lee Simmons, a Toronto financial planner for many Millennials, explains, â€Å"Those people with the new house on Instagram? They’re miserable.† (PR Newswire, 2016). Being a Millennial herself, Simmons understands the pressure to live an interesting life in order to be deemed as attractive or intriguing on social media platforms. Simmons advises her clients to prioritize debt repayment, live only within the boundaries their paychecks allow, and continually put money into a savings account each month. However, most Millennials are not honest with themselves about the cost of living these extravagant, Instagram lifestyles. An online survey conducted by Go Banking found that Millennials find it difficult to resist the urge to spend recklessly, paying for social events by relying on credit cards, borrowing from friends or family members, or sometimes even neglecting to pay bills. Additionally, as a Millennial myself, I argue that because debt has become an expected part of consumer spending and an innate aspect of the Millennials’ financial experience, Millennials are more likely to spend money they do not have with the expectation of paying it off in the future. I believe this is largely due to Millennial optimism, or the confidence Millennials feel regarding many aspects of their personal lives such as the confidence they feel toward their expected success in their chosen career paths and, therefore, help to lower the stress surrounding debt accumulation. Because Millennials have a tendency to impulsively spend, however, I make the argument that financial optimism is categorized as wishful thinking, or a means of resolving conflicts between reality and desire through pleasing imagination instead of recognizing hard evidence and rationality, and remains financially unsupported. The combination of reckless, social media-encouraged spending, debt accumulation, and wishful thinking reveals the immature side of Millennial spending, a side driven by the pressures to create and maintain an intriguing image within the immense, extremely competitive social realm. Therefore, social media has influenced the emotional spending of the Millennial generation, bombarding them with information on what their friends and followers are doing to such an extent that their prior understanding for the necessity to practice conscious saving is pushed out of mind. Further Discussion / Conclusion Through the literature review’s analysis of the background of Millennials’ financial self-esteem and potential reasons why they resemble poor financial stature, it can be declared that the Millennial generation suffers from a lifetime of financial experiences causing predetermined feelings towards practicing frugal spending habits as a requirement for future financial wellbeing. However, as the content analysis provides expertise on how social media has influenced the way Millennials spend their money, convincing them of the necessity to achieve substantial social acceptance physically represented through their peers’ â€Å"likes† and â€Å"favorites,† an argument can be made and support that emphasizes the hypothesis that social media has negatively affected millennials financial reflection as attending live events only increases their debt accumulated. 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